Re: Libreoffice is free and just fine.
One slightly annoying LO issue makes me sometimes regret switching to LO. It's that in WORD Selecting FILE - NEW will open a link to my templates (albeit at the top of an annoyingly fussy page), and selecting or navigating to one will open a new document with that template.
But in Writer this just isn't available so simply. The FILE- NEW just opens a blank document in the normal template and instead you need to either chose FILE -TEMPLATES and chose one, which opens the chosen template file as an editble document (so you have to remember to save it as a document or risk over writing the template) or FILE- TEMPLATES -MANAGE TEMPLATES ( and then IMPORT if the template file isn't where LO expects to find it. Which is all much less intuitive.