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if people are resorting to writing their passwords down, we need to rethink security to accommodate those people who can't remember a minimum of 8 characters and maximum of 16 with at least one capital, one number and one special character, but not that special character or that one, and cant contain an obvious word and must not be a repeat of any of your last 10 passwords, nor can it be a previous password with an obvious sequence number attached to it, or fuck it i dont need a bank account anyway i'll just store my life savings under my mattress instead of having to deal with this existential hell every time.