When it comes to secret questions to confirm ID
Write the question as a looooong string of alfanumerics nothing more, then the answer anything you want but best as more alfanumerics.
Write these down as you will never remember them so you will always have to have your book to access things. This stops you giving the game away even if you wanted to.
So now since your back up questions are harder that you password and all are written down.
nobody is likely to steal your info.
keep a copy of the book in your safe or something.