Re: Unnecessary points of failure
>There is no fundamental reason why the logic needs to be hosted in the "cloud" or that you should need to pay any kind of subscription for this.
Not a business thinker then?
Also, given what else has been recently covered on El Reg, your solution does sound a lot like a home server, which if it were to be adopted for high street solutions, would most probably require the use of UPnP to create that "secure connection through your router"; which as we know everyone is telling us to turn off as it is a security risk...