Are European cards vulnerable?
Whenever I pay with my Belgian prepaid mastercard, the payment processor refers me to my bank's verification page, where I need to perform a challenge-response routine with my TAN generator, card, and PIN. I've only ever encountered exceptions with Amazon, but I don't remember if they asked a verification for the first payment (and are only exempt for follow-up purchases), or if they never asked at all.
So I would assume that crooks, when trying to pay with my card details, would encounter the same verification wall. Thus making my bank details safe. Is that right?
Biting the hand that feeds IT
