Re: Fair enough, but...
Make those bastard pedestrians have insurance.
Not a totally stupid idea given how many pedestrians have a death wish: https://www.youtube.com/watch?v=WllnlHvWT88
Also if you watch things like the Women's Tour and other cycling road races, you'll regularly see people doing similar (including OAP's in their buggies) and even dodging around marshalls to cross the road directly in front of a pack of cyclists giving their all...