Shotty deflection by Equifax.
A hypothetical scenario that might have existed until 2001 would be that an IRC channel had all THREE creditors rooted and allowed ANYONE to run credit checks on ANYONE. So, hypothetically, Equifax and others have already proven they don't care about thier data house. Oh, yeh, did you know the big 3 only house credit data for the middle class? R.I.P. #CC (good riddance, but thanks for many revelations)