Re: They're part of the problem
And now, ooops, if I had, I'd be SCREWED
Sadly, AC, you're STILL screwed, because Equifux have spewed all your details to the world. The fact that you don't have a credit card to exploit will be immaterial, because at this very moment there's probably a house full of Bulgarian crims making applications in your name, with all your details. And the idiots at the credit card companies are going "hey, great, a new mark with no cards and no outstanding loans! He'll be a low risk, lets give him a card with a limit as much as he wants!"