Re: When Will People Learn? Halifax Banking...52% APR / 68.4% APY
If you confront Halifax's complaints department, ask what the equivalent APR is, it's exactly what they have been scripted to say, "It can't be calculated, so we're not giving you an APR/APY figure". Go figure.
(Just because you don't use doesn't mean you can't/shouldn't make a complaint about it).
One day you might need it, for whatever reason.
I so wished we'd (as taxpayers) pulled the plug when it was Lloyds/Halifax needing the "overdraft".
Biting the hand that feeds IT
