"Don't people have savings any more?"
Perhaps, perhaps not. Without a full back story, it's hard to know if this person was working in a job for eating money while trying to hook a good position somewhere else. I've been in some tight positions before where the only funds of any consequence I could tap were in retirement or tax-deffered accounts where I would have taken a massive hit in penalties and lost interest. Those also take time to get money out of.