Re: @Christian Berger, re: stupid bills.
Not long after, I received a cheque for the accrued interest for 1p. I've still got it somewhere.
I get a regular statement on one of my accounts showing 2p in the account.
I only opened this one as a way to get money into the account IO was really trying to open.
But the account is classed as "dormant"; I can't actually do anything with it[1].
So every month, the bank sends me another statement saying I've got 2p in that account...
Vic.
[1] I did try; an additional account would have been a useful thing. But the bank insisted I use it as a current account - i.e. pay my salary into it - for three months before they would open it up again. That's useful...