Re: Transparency...
AI is not intelligence in any meaningful way. My cats are more intelligent than any AI algorithm because they are able to learn in a real way. Ai does not learn but spits back what pseudo-statistical analysis trash it is programmed to do.
One of the problems with these 'scoring' algorithms is they do not or can not in the underlying reasons for the score. How do weight health issues for example in a credit scoring or job application? I can not see a good way with someone actually reviewing the file.