After some card fraud I stopped using by debit card (unless it's in an ATM, in a bank if I can help it) and switched to credit card. My reasoning being that the debit card is using my money but a credit card is using the provider's money until I pay them, so they may be slightly more inclined to protect against such nastiness.
Though if in person, then I guess cash can be king. Also it may provide incentive for you not to spend over your means (or what you've got in your wallet). You can't buy yet another round of flaming sambucas if you don't have enough cash, whereas there may be temptation to swipe that contactless card...
Biting the hand that feeds IT
