Re: "The BBC actually needs the money"
So do I, but you don't see me imposing a "license" on everyone regardless of whether or not they use my services.
The BBC needs to make up its mind as to whether it's a business or a charity. If it's a business then it should be funded entirely through a paywall and/or advertising, a la Sky. If it's a charity then it should be funded by purely voluntary donations.
If you want to be one of those voluntary donors then more power to you. I don't. The BBC is not a "public service", it's a state-protected racket than funnels a form of tax into the private sector. Propping up private enterprises, with involuntary taxation on my meagre earnings, is not something that I consider my civic duty.
Maybe if the BBC didn't waste its "license" tax on paying obscene half-a-million salaries to its worthless suits, it wouldn't "need" to steal my money.