Banks...who needs them anyways?
...customers.....hmph.....
Money....oh yes, we want money - banks would be great places if they could just have all the money and no customers....
Customers are pesky things, they want unreasonable things, like access to their accounts and to actually be able to talk to someone in a language they can understand when things inevitably go wrong....(because we need to be as cheap as possible about having to actually spend money on them)...