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Smartphones aren't tiny PCs, but that's how we use them in the West


Holy hell you are behind if it is as bad as this article suggests.

In Denmark we have two major competing systems (MobilePay/Swipp) for transferring to friends and stores using your smartphone. I don't know much about Swipp, but MobilePay supports QR codes, NFC and Bluetooth. Scan, accept, done.

If you want to send money to a friend or a shop without a MobilePay box, enter the amount and his/her phone number, check that it is the correct person, accept and done. They will get a notification that you sent money within a few seconds. You can also request money that way (which they of course need to accept), and add an optional message if you like.

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