So for someone who still has a non-smart-phone...
Can someone explain the advantage (if any) to the user of an App for 'joebloggs telephone payments' and a bookmark that takes the phone's browser to joebloggs' website ?
Can someone explain the advantage (if any) to the user of an App for 'joebloggs telephone payments' and a bookmark that takes the phone's browser to joebloggs' website ?