Re: Attitudes to risk
"Your common-or-garden cybercriminal, much like your common-or-garden house burglar, will go for the easiest targets. They're after quick money not some convoluted identity theft."
But you could always have motivated enemies out to target you specifically or one who just feels like putting forth extra effort, like you say, so as to steal an identity and milk it for all its worth (one big haul versus many little ones) much like sociopathic stalkers who groom their victims over time.