Re: No NO NO NO NO
You don't need a contactless card to use this or indeed Apple Pay.
Like some others in these parts, I don't have any contactless cards. IMHO, they are insecure. It has been proven that the chip can be interrogated with a device in the pocket of someone standing next to you on the tube/in a queue for a Flat white etc.
My company Credit Card is setup for Apple Pay (company iPhone). So far I have used it exactly twice.