"For instance... it's more likely you will have your identity stolen, credit debt increased, bank account wiped out, etc... and the only evidence linking the criminal to these acts against you are on an encrypted hard drive."
More than likely such a savvy criminal will live outside US jurisdiction, meaning he's out of reach anyway. Even if he could be apprahended, he'd likely have no evidence at all because at the hint that the door's being busted in, he activated a self-destruct mechanism whereby the volume key on the drive is wiped or physically melted with thermite. Either way, the evidence goes up in smoke and the law has no case and no way to create one. All his data is now just useless random data that NO one can decrypt, not even him.
"What about a possible POS breach where criminals got access to your credit card numbers among other things. Investigators can't investigate what happened because the banks and commercial store involved refuse to allow access to their encrypted information."
Again, nine times out of ten, the crook is operating from another country: likely one that's antagonistic to the West like Russia or China and maybe even with their tacit consent and covert support. Three words: you can't win.
About the only way you can avoid this is to liquidate all your assets and go live by yourself in the Alaskan wilderness or somewhere in complete isolation. Otherwise, you just have to live with the risk and realize that when it comes, it's "Game Over, Better Luck Next Life," and there's no way around it. Either live with it or drive yourself crazy trying to flatten the sphere.
Biting the hand that feeds IT
