Re: Darwin is calling
"...where the legal onus is on the credit provider to prove that it was I who spent the money, in a court of law if I insist that I did not."
Or, in America, a completely biased arbitration proceeding, likely located as far as possible geographically from where ever you live. Yes, they do keep the paperwork you signed off on to get that bit of plastic.
Biting the hand that feeds IT
