Great, but...
... they miss one vital point:
Corporate America DOES NOT WANT THIS!
You are the product. Data about you is worth money. Your information can and will be bought, sold, traded, folded, stapled and mutilated in any way they want and all the "standards" you can name won't make a damn bit of difference if they are not backed up with serious legal penalties.
Biting the hand that feeds IT
