@Peter R. 1 To be honest old chap whilst I hold no brief at all for the default settings.....
........in Win 10 (mobile or otherwise, Redmond should be ashamed of themselves).....
"The lumia 950 looks like a really good effort, but MS' new privacy politics (or lack thereof) don't inspire confidence. AND would require me to purchase around 100 Euro's worth of new apps."
........anyone claiming that Mountain View's os respects privacy to a greater degree than the latest iteration of Windows has clearly not been reading their memos. Just look at Android's system apps and what they do if anyone is in any doubt. They define the "ring home" concept.