Hello fox, here's the hen house
The last thing in the world I want is one of these "credit monitoring agencies" looking at my private bits.
And yet that is exactly what you get if you are targeted by Target.com, Walmart, Gap, Whatever. After you have had all your privates lifted, you are supposed to trust them again to some fine group of spies to keep an eye on them.
Shit, do they think we're that stupid? (rhetorical only.)