Re: Insurance
There'll be both. For some people, using an on-call service will be ideal. But a major reason to want to own your own car is that you don't only use it to transport yourself; you also keep a load of crap in it: tools, child seats, portable DVD players for long journeys, books, blinds stuck on the windows, phone chargers, emergency biscuits.... Yes, I'm a parent.
Even without kids, people make a mess of their cars. Being obliged to leave a hired car pristine could be a hell of an imposition if you're hiring them four times a day. Hire companies currently clean cars between customers, but their customers are hiring by the day. How will that work when they hire by the minute?
More generally, talk to drivers about their cars and it quickly becomes clear that it's not just about getting from A to B. People really care what their car looks like, what colour it is, how rounded the corners are, whether it has a stripe down the side, etc. That's not about to change. Not for everyone.
Biting the hand that feeds IT
