Goodbye Applepay
How long will a payment system that only works on 12% of phones, where Apple skim it's percentage last? I suspect about 10 minutes after Google launch it's payment system app for iOS (like most Google apps eventually end up on iOS too).
Even if the later doesn't happen, a payment system that only works with 12% of the devices on the market, and the one that works with 88% of the market... I think the future is already written.