Re: Justice for all
How many banks do you know that are in the habit of gifting their customers large amounts of money without explanation or warning? Even on their birthdays. So you would be very foolish to claim that's what you thought happened.
As they were bailed out and kept into high bonuses with my tax money, I would not be surprised to receive a Thank You, and given the charges for their overdraft letters I would not even consider it excessive. At least, that would be my story and I'd stick with it, but that works better if you have parked the funds elsewhere and have not spent them (just to cover all bases). That would be quite a fun one to ride in court for a few month, they'd probably offer a percentage just to make it go away.