Re: The bank could close for a month and I'd be OK.
It's a bit late now, but this whole saga was in relation to wages being paid in to bank accounts and spent via *debit cards*. Not credit.
In fact, a credit card would probably have been a good emergency way to deal with the issue. Spend on the card while BACS is sorting itself, then pay the bill by the end of the month.
Biting the hand that feeds IT
