Re: Fining banks...
True, true, ...
The trouble is in UK that the strong tradition of Tort, vicarious liabilities, redress, ... sort of is overlooked and ignored by recent practice of not holding individuals to account with a preference to apply a fine to an organisation.
It seems a bit of a strange set-up considering England's attraction to Common Law?
I suppose we may draw our own conclusions as to why this set of circumstances comes about.