Imagine if it was being cloned
Imagine if a mostly tax-payer owned bank was having its demonstrably outage-prone IT systems being cloned as part of a spin-out of branches ! How stupid would that be ? So the 'new' bank would have the rubbish IT systems which are barely kept afloat, rather than taking the opportunity to fix it ?
But that would never happen would it, somewhere over the Rainbow, a Lonsdale long way away.