So it turns out that IT stuff sometimes breaks. If you can't afford to be without your computer for the amount of time it takes Samsung to RMA your drive then I suggest that you need.
1. A spare drive
2. A warranty with next day or 4 hour support that will come out and replace parts when they go wrong
3. A spare computer
If you don't have these things then you need to be asking yourself the question, "Did I need to install a firmware update on my SSD?"
Did the firmware update fix a bug you were personally experiencing? Did the firmware update provide some new functionality that you couldn't live without?