Re: I admit, I am Word Processor inept.
Ahh - at Work - I have to suffer the bloated, pre-formatted, unbearably ugly, word templates - with VBS in them to support the client-side JAVA-based revision management system, which barely works (unless of course "works" is defined as: "Generating millions in revenue for con-sluttants and contributing to global warming" - which it certainly does). At least the VBS doesn't work on Mac-Word, which is what I have, so there is that small grace I suppose.
I normally copy the whole template to an ascii editor, write the text, then copy-paste to word, then fiddle with tables, pictures and headings. Easier on the eye and mac-word does not "beach-ball" itself while not writing in it.