Re: Some gaps
Please direct me to the statistics supporting these claims.
Note that size of the household actually *increased* post GFC due to folks a) being unable to support mortgages, and b) young folk cannot afford even the reduced prices given wage and wage security conditions. There is a low level moan from the MBA/NRA (National Realtors Association - not the other!) about the fact that household creation is stalled (at least for this period). Irony given their refusal to countenance the word 'fraud' in the lead up to the GFC (except by buyers! A joke in itself).
Also, what pensions are you referring to? Those run by corporations/municipalities that have been seen to be rather vulnerable to being wacked in BK? On the 401(k)s that folks cannot get to until 55+, unless they need it for emergency/housing, in which case it gets wacked in the long term? Also, can you show how pensions and HC insurance are treated elsewhere? And how does a pension factor in when you are still in the working period?
Inflation has always been argued about, especially the hedonic pricing (and the productivity gains there were not passed to workers...). Still, references please.
So, given the above, you have an unsubstantiated claim of 25% increase per capita. Again, references please.