Depressing that this is even necessary.
This goes beyond "dark patterns" and into the realms of "what do you mean you couldn't find the Local User option, it was in a filing cabinet in a disused lavatory cubicle behind a locked door with a sign saying Beware Of The Leopard..."
Anyway, thank you for a useful article. The necessary incantations change every few months, as Microsoft slowly boil the Windows 11 userbase frog and make it more and more difficult to avoid using a Microsoft account.
You might also mention that not entering a password during setup is a handy way to dodge the "3 security questions" rigmarole. The article alludes to it but presents it as a Bad Thing. Personally I use a password manager and don't need "security questions" - so I leave the password blank during Setup, and set it after installation.