People have been the weakest link? Always have been.
It doesn't matter how good the body of the email might be. Did you look at the email address and it's some crazy string of characters or some weird address like name@gmail but it says it's coming from Verizon? That doesn't make sense.
People have been spoofing email headers for decades, now. You telling me that they can't do that? They do it all the time. They just did it this month.
“…most of the time when people answer your phone, especially if you're driving or something, you're not actively listening, or you're multitasking, and you might not catch that this is a voice clone - especially if it sounds like someone that's familiar, or what they're saying is believable, and they really do sound like they're from your bank.”
I had a friend fall for a money transfer scam because they were rushing, they were multitasking, and they were stressed out and not exactly listening to what the phone scammer was doing. The most interesting thing about the interaction was how they got got — the phone scammer just pretended to be very stupid, and unable to properly understand English, so my friend, who thought themselves as savvy, got impatient and even more stressed out with the scammer, and got careless. The scammer managed several transfers before my friend figured out what was happening. Turns out scammers will use obfuscating stupidity to get people. It's not just idiots and elderly people any more. It may never have been.
Anyway, the whole focus on technology obscures the fact that, as it was before Kevin Mitnick's day, the way to get people isn't via sCaRy tEchNoLoGy, but with good old confidence scams and misdirection. It's also telling that, despite all the technological advancement and widgets available to us, this is the only advice that can be given to us:
Just be careful what you click
The “git gud, scrub” of modern cybersecurity. What a time to be alive.