Regardless of what my workplace chooses to do, I will not rent a word processor.
Or, indeed, any major piece of software.
Last time I changed my laptop and had to reinstall everything was a few years ago and I noticed that pretty much everything I installed was open-source or freeware, worked just fine offline, and didn't care about accounts or nonsense.
The only exception was, I think, VMWare Workstation Pro, but even that I wouldn't bother with nowadays.
Browsers, VLC, Shotcut, LibreOffice, Inkscape, Eclipse (deliberately an older version), ...
I think that the next time, it might not even be Windows as I don't want to use Microsoft cloud accounts for the simple purpose of GETTING INTO MY OWN MACHINE. I ran a Slackware desktop for 10+ years without issue.
I've moved server things off to Raspberry Pi's. My daily stuff (including hobbyist programming) is entirely cross-platform. And I have a Steam Deck which is fast proving that even going "the long way around", gaming on Linux is perfectly viable, and potentially even better, now. Hilariously I cannot get some old games to work on modern Windows at all, but on Deck they "just work".
The push towards subscription-only has basically just pushed me out of those products. I can't say I'm lacking anything by doing so.
In about 5-10 years you will have no choice but to be online, and then I guarantee *something* malicious will happen. Either MS will start ramping up prices, or the cloud services themselves will start being targetted.
It is ridiculous that in 2024 we actually have to have a full global cloud operational in order for you to get on your computer and edit a textfile for most people. It's going to go horribly wrong. And when it does, I'm not sure I'll care.