Re: rich people
Well, that is rather a generalization, and it does depend very much on what you mean by "rich".
My household income is in the top 1% in the state where I currently live; it was in the top 1% in the state where I previously lived. It is very, very far from the median for the top 0.1%. I rarely worry about money. I have ready access to a basket of resources that for nearly all of human history would have been ridiculously generous. Am I rich?
I have friends who have more wealth (though not, in every case, more disposable liquidity) than I do. Are they rich?
I don't "see [my] entire world as transactional". Nor, I believe, do my friends.
Now, do I trust anyone in a position of power at Meta, or at OpenAI, or at Google, etc, to have my interests at heart, or the interests of most other people? No, I very much do not. But I'm reluctant to claim that correlates with being "rich" in some sense, much less see the latter as causal.