Credit monitoring
When it gets to the point where everybody has lifetime free credit monitoring due to all of the "mistakes", what then? Will we all be safer financially? I'll wager that the bad guys will have reset the playing field yet again.
I see this sort of reach for automation to be as bad as electronic voting. The old way worked and it was more difficult to do large scale manipulation. Many times adding a computer is only going to allow mistakes and fraud to be done at a much larger scale, faster and for much less money.