Re: "I'll let my badly-insulated apartment reach 82ºF (28ºC) but there are no people"
and the fun fact is people setting their temperature very low on Summer are the same keeping it very high in Winter...
The common southern US domestic AC setpoint of 78°F / 26°C is higher than the monthly average outdoor temperatures of London from June to August. Non-rhetorical question: Does 26°C truly count as "very low" for air conditioning?
Can't you stand 28°C without AC?
"Without AC..." that depends on the conditions. Usually, 82°F is perfectly fine if you're in the shade and there's a breeze or a fan. However, that's a temperature I see outdoors primarily in winter. Even 86°F / 30°C is a mild day during the rest of the year. Last week it was 106°F (41°C) in the parking lot at work.
Further, those outdoor temperatures usually arrive with uncomfortably high humidity unless you're in Arizona or Colorado. Texas, Mississippi, Louisiana, Florida, Georgia, the Carolinas have plenty of humidity to go with spring, summer, and autumn. (Not to mention pollen.) The heat indices from those combinations of temperature and humidity are awful.
Air conditioning doesn't just control temperature. It also keeps humidity below 50%. (And lets you stay in a closed environment free of pollen.) Dehumidified, cool air works wonders for comfort.
Going back to the origins of my 82°F comment, my poorly insulated apartment would not level off at 82°F during the summer if, as you specified, I was "without AC." The last time my apartment AC broke during summer, it hit 95°F/35°C indoors. During summer months, I deliberately run the AC at 82°F to save ~$10 on my electrical bill compared to a daytime setpoint of 78°F.
I suppose you could say that settling the southern US was a "First World decision" that comes with "First World problems" like a dependency on air conditioning for comfort, but dealing with winter temperatures like 82°F "without AC" isn't the challenge. The challenge is dealing with summer heat and humidity, which aren't so mild as 82°F.