Re: It's just you that's an idiot
Upper and lower case each with 36 characters? That's one funky alphabet you are using there :)
I set a Windows laptop up for my nephew recently, and after clicking through heinous and intrusive pages about directed advertising, I arrived at the request to create a PIN. If I remember rightly, it claimed that it increases security. I simply don't understand the logic behind PIN usage. Unless you are a complete buffoon, the PIN will almost certainly contain less entropy than a traditional password you'd create.
To be fair, I discovered that a PIN won't give you admin access, even if you are an admin; you have to elevate permissions with your full password for that. I also realise that the PIN allows access to the machine only. But in terms of mitigating the most important threats, those two measures are useless. It doesn't really matter if a PC is hacked unless your victim has sensitive docs etc. But once you are logged in, you can probably access all their internet accounts via their cached browser credentials, or the cunningly titled pa$$w0rdz.txt that you find in the 'my docs' folder.
From a security perspective that's pretty terrible, which is why I'm convinced PINs are NOT about security. Instead PIN authentication is a tactic to get you to use a Microsoft account - the PIN is a dangling carrot. If you tell Joe Public he can use a 6 digit PIN rather than a complicated bloody password that includes squiggles and numbers, and then advise it's more secure too, he'll take that carrot in a flash. The fact that he needs to set up an MS account first won't bother him at all. Hey presto, MS has access to a new user's personal information, their browsing habits, laptop login times, maybe their private conversations 'to improve Cortana' (yeah right) etc.
It's all one big con, and one that Apple has been running for years (try using a Mac without an Apple ID and see how much functionality is unavailable). Microsoft are just playing catchup. It's thoroughly depressing.