back to article Insurance claims up 31% thanks to the metaverse

Despite Facebook – sorry, "Meta" – throwing its weight behind the "metaverse", figures from Brit insurance giant Aviva suggest a virtual-reality headset is far from a necessary purchase if you like having nice things. The insurer reckons home contents claims involving nerd goggles were up 31 per cent last year, commonly …

  1. Anonymous Coward
    Anonymous Coward

    "I'm gaming like a wrecking ball"

    Bravo to the subs on that one.

    1. b0llchit Silver badge
      Devil

      Re: "I'm gaming like a wrecking ball"

      These people need to be locked up in a rubber-lined room, the wrecking gamers, that is. There they can not do any harm anymore.

  2. ThatOne Silver badge

    Play fast and break things

    > without managing to roundhouse kick the light fixtures

    This will only happen when they make so you don't actually need to move at all in the real world. (Remember, the baddie in "Ready Player One" played out of his comfy chair.)

    By tapping the player's intention and translating it into in-game action you will be able to a) stuff more players into a given space (room), b) avoid the embarrassing moments of "what is he doing???", c) prevent people from breaking things or hurting themselves. The drawback is that in the real world people will progressively become even more uncoordinated, and probably eventually unlearn moving at all. Promising new business perspectives!

    1. John Brown (no body) Silver badge

      Re: Play fast and break things

      Yes, the problem with the existing kit seems to be people not reading the instructions first and/or the game not having a method of calibrating the playing area to the physical space. It's pretty clear from the linked video that few people have space in the home to use these devices as currently designed.

      Maybe instead of bing completely immersive, they should be "underlaying" reality on the screen too, ie the headset has a camera on the front, or make the display translucent so people can see where they really are.

      1. ChrisC Silver badge

        Re: Play fast and break things

        The Quest 2 requires you to define a playing area, and routinely bugs you to redefine it if it's unable to match the previously stored area to what it's now seeing. It then does a decent-enough job of letting you know during a session when you're getting too close to the edge of your area, and also now offers the ability to double-tap the side of the headset to immediately switch your view over to what the headset cameras are seeing, so you can reorient yourself with the real world.

        Having been a bit skeptical over the state of VR headsets (particularly ones which encourage more of a free-roaming style of gameplay), I have to admit at being rather impressed by the Q2.

    2. M.V. Lipvig Bronze badge

      Re: Play fast and break things

      I can see THAT future, the player must connect to various tubes before playing (making sure not to mix up the two larger tubes) then never leaving their chair again. They'll bring The Blob to real life. And, rather than waste 500lbs of perfectly good protien, they'll recycle you into another load of player grub.

      For those that choose to live like this, better thee than me.

    3. Prst. V.Jeltz Silver badge

      Re: Play fast and break things

      "By tapping the player's intention and translating it into in-game action.."

      yes - go back to keyboard and mouse!

  3. AMBxx Silver badge

    Is there an echo?

    Didn't we see similar stories when the Wii was all the rage? Mostly controllers flying across a room or through a window.

    1. W.S.Gosset Silver badge

      Re: Is there an echo?

      I had some friends put theirs through their TV.

      Can't remember if it was Wii Tennis or Wii Bowling.

  4. LDS Silver badge
    Devil

    It's funny to think that the ideal room for the metaverse...

    ... is one with padded walls as those once used in psychiatric hospitals...

    1. Arthur the cat Silver badge

      Re: It's funny to think that the ideal room for the metaverse...

      True on so many levels.

  5. Steve Davies 3 Silver badge
    Holmes

    Time for more exclusions from policies

    If this is going to be more of a thing in the future.

    or discounts for not having these things in your home.

    Perhaps AVIVA should state that AV headsets can only be used in a padded room.

    1. John Brown (no body) Silver badge

      Re: Time for more exclusions from policies

      It does make me wonder how much of my home insurance costs a re to subsidise stupid people who don't take care to avoid stupid, avoidable accidents. I fully understand and agree with insurance payments being a "social" thing to spread the costs and risks, but disagree on some of the included cover. I'm not sure someone causing damage when flailing around effectively blindfolded should be a claimable insurance "accident".

      1. Prst. V.Jeltz Silver badge

        Re: Time for more exclusions from policies

        spot on . have just made identical post!

  6. Throatwarbler Mangrove Silver badge
    Headmaster

    Credit where due

    Although Ready Player One is fresh in the public imagination, the term "Metaverse" was originated by Neal Stephenson in the (arguably superior) novel Snow Crash. I'm sure most Reg readers are aware of this fact, but it seems to me like Neal isn't getting enough credit for coining the word.

  7. Anonymous Coward
    Anonymous Coward

    Please, just

    what is a "designer figurine"?

    Is it something invented by Hyacinth Bucket?

    1. M.V. Lipvig Bronze badge

      Re: Please, just

      Can't answer that unless we know whether or not the figurines had hand-painted periwinkles.

  8. karlkarl Silver badge

    Metaverse - Where even the most trivial undesirable crap is available for sale for an NFT

    Metaverse - Where people accidentally break stuff whilst wearing Facebook's locked down VR headsets

    ... I am assuming Facebooks view of what the metaverse is is different from all the other scum?

    Either way, both types break the environment so perhaps that is the connection?

  9. HildyJ Silver badge
    Trollface

    This is why they need . . .

    Zuck's neural link - so they can live in ZuckWorld without getting out of bed.

  10. Prst. V.Jeltz Silver badge
    Windows

    iIdont see why Insurance covers this kind of idiocy

    I resent having what is presumably an inflated house insurance price because of all these idiots claiming for shit they accidentally broke. Not just via VR but any other kind of "oops I smashed the TV scrren" incident.

    There should be much more rigorous "no claims bonus" system similar to motor insurance,

    or better yet separate it off from "house and contents" and into an entirely separate "moron / butterfingers" policy

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