Re: Should be outlawed...
Re: "All subscription services should be banned from automatically rolling over or having these terms buried on page 56 of the T&C's. It's also happening with insurance. My insurer tells me that automatic renewal by CPA is because they want to "protect" me from driving accidentally without insurance, where in reality its because they are hoping I'll be too lazy to notice that they have hiked the premium on renewal by 25 - 50% and move to another provider."
I do partly agree with that. Most subscriptions should be opt in. Not sure about insurance though. If you don't renew your insurance and have a crash, the consequences could be dire.
But for most services, as I said, any auto renewal should be opt in, with the fact it's a subscription and opt in being *clearly* displayed anywhere the service is advertised. The same applies for any products with a subscription price.
Quite a few times, I've seen a given product or service for (say) £9,99 and it *looks* like a one off payment, only becoming obvious it's £9.99 a month when you look at the small print.
Take, for an example, an iPhone app. For a one off fee of £9,99, it might be good value. For an annual subscription of £9.99, it might still be good value. If it's £9.99 a month, it's probably not good value. I'm naturally cautious about advertising, and even I've nearly been fooled.