iOS users far lower risk, specifically compared to Samsung mobile owners
I kind of understand why they favour Apple owners, but what's with Samsung? As opposed to, say, somebody with a lower end phone or Huawei or something?
Users with their full or partial name in their email address and/or business name are consistently lower risk (free and crap email providers are a bad sign, it specifically mentions Yahoo accounts as a bad indicator)
Oh dear. They get my Yahoo address specifically because it's easy to set up (and remove) disposable addresses. Oh, wait, you think I'm going to be handing out my private email address? Did that when the web was young, got burned when the autospam came along. Now my private address is exactly that, private.
Customers who arrived at the bank website via searching on a price comparison site are lower risk Customers who arrived at the bank website via clicking on paid ads are higher risk
Says all you need to know about the value of advertising there, doesn't it? How about arriving at the site by looking it up on Google?
Users with high qty of spelling mistakes and ALL CAPS in loan applications are bad news for risk
Yeh. Oi kun unnerstan dat.
People who buy things online 11am-6pm are lower risk than people who buy things 11pm to 6am
What about 6pm to 11pm? Because, you know, some of us have to go to work. But, sure, buying something at 5am does rather scream of "tail end of a late night gaming session at 'my place'" (translation: basement of parents house).