Re: "for we like sheep ..."
My Great Grandfather had a standing appointment at his bank, at 10AM on the first Wednesday of the month. That was the day he took the horse & trap into town. While there, he did his banking, got a haircut, settled various outstanding bills, picked up dry goods, the mail, and that kind of thing. Was a major, day long production as he lived about 10 miles from downtown.
My Grandfather handled his banking the same way (albeit driving a new-fangled automobile instead of the trap), as did my Father (who chose to bicycle). As do I (I'm back to the trap ... buckboard, actually ... at least when I can). There is absolutely no need at all for most people to have access to their banking info while sitting on the Number 9 bus. Shirley setting aside half an hour once per month isn't that much of a hardship?
Granted, in this age of Covid19 life's a trifle more difficult ... but I still don't do any of my banking online. I see no real positive reason to do so, and a whole lot of potential negatives.
By the way, you can telephone and ask if that payment went through, should you feel the need to do so. On the very rare occasion that I feel the need, it works for me. If your bank doesn't offer real-time telephone access to a human being, find another bank.