Wait a minute
"For less than £750 criminals can access not only your bank details, but online shopping, social media and email information too"
Well, okay, but criminals are generally intent on making money, not spending it. If they have to outlay some expenses beforehand, it has to mean that they intend to make a lot of money off your life, and even if there are quite a few millionaires around, there isn't one in every town. So the criminals are going to have to filter out the poor to get to the profiles that are actually interesting to plunder. At £750 a pop, it's an expensive undertaking.