Re: Speaking for myself...
**Disclaimer which I should have included originally: I only touch my phone a handful of times in a day. It mostly sits in my pocket or on my desk. I am *not* one of those "do everything on my phone, you'll always see me with it in my hand" people. Both this and my last comment were in the context of "me", who isn't one of those people.**
Call it 4 then. £3.50 a month more. I wasn't trying to argue anything - as I hoped my title "Speaking for myself..." showed. :-) I'm very fortunate to have a disposable income which allows me to pretty well choose any of the options out there. Ethically, I make every effort to not flaunt that to my friends - particularly those who're on a significantly lower income than me (instead, for them, I try to sing the benefits of other options - refurbished Think Pads, the Android ecosystem with last-generation flagships which have crashed in price, etc).
"I-Phones have never appealed" - I think that hits my nail on the head. I've just grown "used" to what I'm "used" to. Before I bought into the Apple ecosystem, I only ever ran Kubuntu (and Slackware before that) on Dell hardware, and pushed my (then-to-be) wife down the Android route.
Mostly for me, it's my lifestyle has changed (I think). I'm growing grey hair and just don't have the motivation to tinker with "daily drivers" like I used to. I just want something that turns on and works - and _for me_, the Apple route has delivered that (as I'm sure many of the Android routes would have too).
The eggs-in-one-basket has always been a concern for me too. My photos are cross-backed up on Flickr (at a £30 a year or whatever it costs now) and everything is backed up to my NAS. Hopefully it never comes to it - but if it does, hopefully I'm prepared.
Regarding replacements being included - I've been exceptionally lucky. I had an older iPad which the gyroscope failed in, Apple replaced it out of warranty no questions asked. Same with £700's worth of innards on my white MacBook (2 years past the extended warranty).
That said, I definitely approve (and desire) the proposed push of right to repair etc. Looking at the second-to-latest MacBook Pros with those (frankly) shoddy keyboard designs, I'm starting to question how long I'll stick with the Apple route.
For anything which is "almost entirely solid state" (phone, tablet, TV dongle, etc) - I'm more inclined to believe that the liklihood of MTTF is sufficiently low that I'm happy to roll the dice - but when your laptop keyboard fails at the first sign of a crumb... that makes me question whether they have any clue as to what they're doing.