“We will have a big bank of money to hopefully allow us to do things moving forward.”
Sorry, but if you have a "big bank of money" and you don't manage to "do things" then you are a waste of time.
That simple sentence is everything wrong with out civilization today. Hey, I've got mountains of cash ! Maybe I'll get lucky and accomplish something !
Scarcity is what prompts true greatness. Let's see you get along on 1% of your bank. It will be harder, but your efforts will actually bring something to the table.