There's no point
Automation will take away those jobs in just a few years, so why bother taking the time to learn how to write good ransomware?
An analysis of the finances and operation of a ransomware outfit has shown it's entirely possible to bankroll a modest-sized crime gang on victims' payoffs. Dark web monitoring firm Flashpoint has been following a ransomware-as-a-service campaign organized by Russian crooks since December 2015, tracking the recruitment of …
But what are the other benefits? Health care and dental plan? Non-contributory pension scheme? Subsidised Gym membership? Generous holiday allowance plus Bank Holidays? Bouncy castle and free soft drinks in the IT office that's in the sub-volcano island lair.
I can't help thinking in that line of work a pension probably isn't much use (excepting the Mr Big) as you're not likely to live long enough to draw it. And you'll get plenty of exercise staying one step ahead of the law.