Re: Blocked?
"If the transfer was blocked, why would they need to recover anything?"
Banks being banks will make sure money takes 3 or more days to electronically transfer from account to account, and they use this time to gamble the money on stocks or currency markets making the money work for them not for you. So to answer your question, the money has left Ryanair's account but is taking the scenic route through the stock exchange via the currency markets before it eventually makes it back to Ryanair.
FTW banks in China are required by law to ensure transfers, even between different banks, are completed the same day.