This seems puzzling
" ... it will be possible to attract more Ecuadorian citizens, especially those who do not have checking or savings accounts and credit cards alone."
People who are too poor to have bank accounts or credit cards would be unlikely to have the ability to access the internet to manage a digital currency account. If the government sets up access terminals in public libraries, etc., then why can't they set up a 'bare bones' banking system using existing currency?
People who specifically avoid formally recorded money accounts would run away from a government controlled currency account.